Discount Online Motorcycle Insurance Quote
Pay your premiums online by credit card or check, and receive an instant payment confirmation by email
You shelled out big bucks for that new bike. Now how can you avoid shelling out big bucks for insurance?
Here are a few ideas to help you get an edge on your online insurance hunt.
GEICO
You could be qualified for various discounts that can considerably lower your premium if you insure your motorcycle with GEICO. You’ll get the following discounts as a GEICO policyholder:
- 10% if you transfer your motorcycle insurance
- 10% if you insure more than one bike
- 10% for mature riders
- 10% when you renew your policy
- 10% for completing a Motorcycle Safety Foundation or Military Safety Course
- 20% if you are a current Motorcycle Safety Foundation instructor
- 5% off your motorcycle policy if you also insure your car with GEICO
Progressive
Progressive also offers multiple bike and multiple policy discounts. Safe riders can also receive lower rates: when Progressive decides your rate, they consider driving record, age, marital status, bike type, and claim history. Other discounts include a percentage off for members of Honda’s Riders’ Club of America, and their homeowners’ discount. Progressive offers six different motorcycle coverage options.
Allstate
In addition to the multiple cycle discount and the safety course discount, Allstate also offers:
- Prior motorcycle insurance discount – you might qualify if you have a previous policy
- Motorcycle organization discount – if you are a member of one of the following organizations you might qualify: American Motorcycle Association, BMW Motorcycle Owners of America, Gold Wing Road Riders Association, Gold Wing Touring Association, Harley Owners’ Group, Motorcycle Safety Foundation, and Venture Touring Society
- Preferred auto discount – this discount applies to most of the major motorcycle coverage options if you have an active Allstate Insurance Company automobile policy
How To Get A Great Deal
Searching for a good motorcycle policy can be a lengthy task, but if you’re willing to take your search online, you’ll find that getting a quote over the Internet can be a great timesaver. The very first thing most people notice is how easy it is to search online, and how quickly you can do it. You can look at reviews of insurance companies, and which ones offer the best rates.
Here’s how you can save big:
- Take a an hour or two to visit the websites of as many companies as you can to get a rate quote
- You may be able to get yourself a discount on your insurance if you can garage your bike, install an alarm on it, or secure it somehow while it is parked
- If something happens to your motorcycle you will only receive its market value, so don’t over-insure
- You should be able to get a better rate if you can keep your mileage low
- Get certified: taking special DMV and other motorcycle driving courses can help reduce your rate
Insurance companies make it easy to manage your policy. In many instances, you can pay your premiums online by credit card or check, and receive an instant payment confirmation by email. Some providers allow you to pay via your mobile device as well. You can also make policy changes 24/7 – update your address, vehicles, or even add a driver – and access and print your policy documents online.
You bought that big hog to have fun. By preparing now, you can be ready for whatever awaits you down the road.
Happy riding.
|